.jpeg)
build on your investment portfolio today.
how does the lending process work for investment loans?
If you are thinking about investing in property, it’s important to understand how the process works, as well as the potential benefits and the risks involved.
Here are some of the things to consider before you get started.
If long-term investment is something you are interested in, property investment could be an option.
It could, for example, earn you income through tenants and capital growth – if it increases in value when you sell, the profit you make is called a capital gain.You may also reduce the amount of tax you pay, by offsetting some investment property expenses you have incurred against your income. In addition, by building up equity over time (the difference between how much you owe and what your property is worth) you might use this to buy another property or renovate your existing one.
Tip: It’s a good idea to do your homework to make sure your investment is the right strategy for your needs.
Check out the government’s MoneySmart website for more information on the pros and cons of borrowing to invest or speak to your financial advisor.
All the lenders that matter
We continually review our lenders and their products to ensure our brokers and affiliate partners are able to meet our clients’ needs. Our lender panel consists of more than 20 residential and commercial lenders including major banks, regional banks, building societies, specialist lenders and mortgage originators.
